The idea behind dynamic discounting? Simple. Your suppliers need cash now – so you pay invoices early in exchange for a discount. Again, simple.
The numbers should be straightforward, too. If only. AP automation platforms became fat cats by skimming off the top of those early payments. Every single one. In the industry, we call that taking gainshare. Everywhere else, we'd call that: not their money.
It's kept vague on purpose. But the results are clear: the less you see, the more they take. And the more money they skim, the entire equation shifts. You have to charge to make the numbers work. The result is your suppliers and your supply chain suffer - while the platforms get paid anyway.
​Ever wondered how much this skimming costs your organisation and your supply chain?
Our calculator shows the true impact. You'll see the actual discount earned, the real return to you as the buyer, the cost pushed onto the supplier, and the amount these platforms pocket for themselves.
See How Much You're Losing
Purchasing Insight by Pete Loughlin
Pete Loughlin is a seasoned Source-to-Pay professional with over 30 years of specialist experience in procurement, accounts payable, and supply chain finance. Recognised internationally as a leading authority in the field, Pete has helped organizations optimise their end-to-end procurement and financial processes through strategic advisory, technology enablement, and deep industry insights.
With unparalleled knowledge of Source-to-Pay solutions, Pete has guided global enterprises in transforming their purchasing and payment operations, improving efficiency, compliance, and supplier collaboration. His expertise spans across technology strategy, solution design, process automation, and financial supply chain optimization.
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A well-known expert and thought leader, Pete has delivered keynote presentations at major conferences across Europe and the United States, sharing his vision on the future of procurement and financial innovation. His insights continue to shape how organizations think about digital transformation in the Source-to-Pay ecosystem.